A Tacoma woman has been sentenced to 30 months in prison for her role in a bank fraud scheme that resulted in the theft of approximately $345,000 from a credit union. The sentencing took place in U.S. District Court in Seattle, as announced by U.S. Attorney Neil Floyd.
Aneicia Ford, 32, began stealing account information from customers shortly after starting her job at the credit union’s contact center between May and August 2022. Working from her home in Tacoma, Ford was responsible for assisting customers with account issues and had access to sensitive personal information.
Court records show that Ford independently reviewed customer accounts to identify which ones would be most profitable targets for the scheme. She had exclusive access to details such as available funds and the age or profession of individual victims. The first fraudulent account takeover occurred just days after she completed training for her position.
U.S. District Judge Jamal N. Whitehead addressed Ford at sentencing: “What you did was serious… Your employer trusted you with access to customers’ more personal information…. Real people suffered real harm from the actions that you took.”
The stolen account data was passed on by codefendant Dangelo Roberts, 23, who distributed it among other conspirators. Using false identification documents created with this information, they obtained debit cards and made withdrawals at credit union branches. They also increased ATM withdrawal limits to take out up to $25,000 in cash at a time and used cashier’s checks or postal money orders to spend victims’ funds.
The conspiracy led to a total loss of about $345,014 from customer accounts at the credit union; however, the institution covered all losses so that affected account holders were not financially harmed.
Ford pleaded guilty on May 20, 2025. Roberts received a three-year prison sentence last month for his involvement.
Prosecutors emphasized Ford’s role in their statement: “Ford knowingly joined in the conspiracy shortly after starting a new job— following training instructing her not to do precisely what she did—and she contributed to the conspiracy for months. The credit union’s electronic logs demonstrate that Ford accessed the victims’ accounts on multiple occasions throughout the course of her employment (and not, for instance, all 23 accounts at once). The account takeovers in this case could not have occurred without the personally identifying information she stole.”
The investigation was conducted by the Social Security Administration Office of Inspector General (SSA-OIG) and the FBI.
Special Assistant United States Attorney Jessica M. Ly is prosecuting the case.
